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FCA, Topia & Plaid

FCA

The Financial Conduct Authority (FCA) is the UK financial services conduct regulator. The FCA regulates, amongst other types of firms, payments service providers that operate within the open banking industry.

To find out more click here.

Plaid

Plaid Financial Ltd (Plaid) is our open banking integration partner. They focus on democratizing financial services through technology, providing leading-edge open bankings services enabling consumers to effortlessly connect and monitor multiple bank accounts in one place. Plaid was chosen as Topia’s integration partner due to their stellar reputation, professionalism and high emphasis on data security. Plaid is at the forefront of the open banking industry and is a trusted partner in Topia’s journey to revolutionise how our users track and monitor their progress to Financial Independence.

To find out more about Plaid click here

Plaid Financial Ltd. is an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Registration Number: 804718) for the provision of payment services.

To read more about Plaid’s regulatory status click here

Topia

Open banking plays an important role in Topia, allowing our users to track and monitor their net worth in real-time without having to manually input their financial data. Furthermore, open banking enables our users to quickly and easily track their savings rate.

At Topia, our user’s security and privacy always comes first. Topia provides you with regulated account information services as an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Registration Number: 804718) for the provision of payment services.

To read more about Topia’s data privacy policy, click here.

To read more about Plaid’s End User Privacy Policy, click here.